Twenty-seven years leading enterprise change. Lately I’ve been building the tools too.
Business and technology leader across banking, financial services, and telecommunications. These days that also means building software: retrieval systems, generative tools, and a couple of apps in the stores.
Meditation answers in a teacher’s own voice, grounded only in what he actually taught.
A retrieval-grounded chat companion built over a complete teaching library of talks, books and transcripts. Every answer is drafted from passages the system retrieves, checked by a second model for voice fidelity, and returned with its sources attached.
Take a selfie at a conference booth, get back a portrait of yourself as a Texas legend and a song to match.
A booth activation for ThinkBIG 2026 in Austin. Pick a theme, submit a selfie, and about a minute later a themed portrait and a thirty-second country song arrive by email. Later forked into an edition built for an executive offsite.
An interactive map of who is actually lending and taking deposits in every county in America.
A county-level view built over three public datasets covering mortgage originations, bank deposits and small-business lending. Click any county for its top five institutions, community-bank market share, and year-over-year movement. Built for boards and executives at community financial institutions.
Tell it the style, your time, and what you’re working on. It writes the class.
Name an everyday object and a color. A poem comes back.
A full-screen clock for practice, made to be glanced at and then forgotten.
How a community bank compares to its peer set, off call-report data.
A simulator for the cash supply chain behind one of the largest ATM networks.
A handmade doll dress, visualized as real fabric and then at human scale.
I started at Accenture in Atlanta in 1998 as an analyst, straight out of Auburn. Twenty-one years later I'd been a Managing Director on two continents, and most of what I learned along the way wasn't technical. Large organizations don't struggle because the technology is hard. They struggle because change is hard.
Twelve of those years were in Melbourne, working with Australia's banks and telcos. I built Accenture's Cloud First group across Australia and New Zealand from a standing start, taking it from an idea to 75+ practitioners in two years. Since coming home in 2019 I've carried portfolios at Slalom and Tenarai, and I'm building Amber Paths.
The work above is where the two halves meet. After a lot of years advising on what to build, actually building it has been the best way I've found to understand what this technology can and can't do.
Senior relationship lead for a portfolio of enterprise clients, translating business ambition into measurable AI-driven outcomes.
An independent studio making small, calm tools for meditation and wellbeing. Three web tools and a mobile app on iOS and Android so far.
Portfolio lead for the Financial Services industry group in Atlanta. Sales and P&L ownership across some of the largest financial institutions and payments companies in the Southeast.
Twenty-one years, analyst to Managing Director. Led the Emerging Technology and Technology Advisory groups for Financial Services across Australia and New Zealand, and created the Cloud First group there.
Board of Directors for a not-for-profit community organization committed to supporting fathers and strengthening families across Australia.
I'm a daily meditator, a coach, and a dad to three. I love exploring and experiencing life with family, friends, and complete strangers, and I'll happily talk barbecue longer than anyone needs me to.
Daily practice. It keeps me steady.
Always building something. Currently: Amber Paths.
Yes, competitive. Yes, it's serious.
The other place I do my best thinking.
My wife and three kids, the actual point of all of it.
Former board member, Dad's Group Inc., Melbourne.
Partners, investors, and recruiters. I read everything that comes in, and I answer. Tell me what you're building or looking for.
matt@mattpayne.ai